Terms of use

These terms govern use of dscrloanstennessee.com. By using this site you accept them. Effective October 2026.

Who we are

DSCR Loans Tennessee is a Loan Daddy LLC brand, NMLS 2827624.

Loan Daddy LLC, NMLS #2827624 (nmlsconsumeraccess.org), is a mortgage broker, not a lender. AZ CMB Licensed · #CMB-2016143.

This site is not an offer

Nothing on this website is an offer to lend, a commitment to lend, a rate quote or an approval. This site publishes no interest rates and no pricing figures. DSCR Loans Tennessee arranges and shops financing from wholesale lenders; the funding lender underwrites, sets conditions, makes the credit decision and funds any loan. Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

Educational content only

Guides, market pages, FAQs and the DSCR calculator are general educational information about Tennessee rental financing. They are not legal, tax, insurance or investment advice, and they are not appraisal. Figures quoted from public sources are labeled with their source and vintage as general market benchmarks, not loan offers; markets move — verify current data before relying on it. Consult your own counsel, accountant and insurance professional about your situation.

Calculator disclaimer

The DSCR calculator produces an estimate from the numbers you enter. The rate field is intentionally blank; you must supply a rate from an actual quote. The output is not a quote, an offer or an approval, and lender coverage minimums and eligibility rules vary by program.

Business-purpose use only

Loan scenarios submitted through this site must be for business-purpose financing of non-owner-occupied investment property. We do not arrange financing for property you intend to occupy, and we reject occupancy declarations that indicate owner occupancy. You represent that the information you submit is accurate and that the property will not be your residence.

Using this site

You may read, share and quote this site’s content with attribution for personal, non-commercial use. Do not scrape it at abusive rates, attempt to access systems you are not authorized to use, submit false or misleading information through our forms, or use the site for any unlawful purpose.

Intellectual property

The DSCR Loans Tennessee name, wordmark, logo and all original content on this site are owned by Loan Daddy LLC or its licensors, and are protected by copyright and trademark law.

Disclaimers and limitation of liability

This site is provided “as is” without warranties of any kind. To the maximum extent permitted by law, Loan Daddy LLC is not liable for indirect, incidental or consequential damages arising from use of this site or reliance on its content.

Changes

We may update these terms at any time; the effective date above reflects the current version. Continued use after changes constitutes acceptance.

Questions about these terms: contact Loan Daddy LLC at 4111 N Drinkwater Blvd Apt F202, Scottsdale, AZ 85251 · (480) 485-1229, or see the privacy policy and licensing disclosures.