2026 State DSCR & Cap-Rate Intelligence Report · West Virginia (WV) · dscrloanstennessee.com

West Virginia (WV) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

West Virginia Executive Underwriting Summary: Across 2 tracked West Virginia investment markets, 1–4 unit rental properties average $225,000 in acquisition price against $1,780/month in Form 1007 market rent (9.49% gross rental yield) and $1,080/door/month on 5–25 unit multifamily assets. Investors underwriting West Virginia DSCR loans must factor a 0.57% effective property tax rate (~$1,282/yr), $510/$100k hazard insurance (~$1,148/yr), and a Non-Judicial (Deed of Trust Trustee Sale) statutory framework (55–85 days typical timeline).

1–4u Base Price / Rent

$225,000 / $1,780

Gross Rental Yield

9.49% Annual

Tax & Hazard Escrow

0.57% Tax · $510/100k

Foreclosure & Timeline

Non-Judicial (Deed of Trust Trustee Sale) (55–85 days)

West Virginia City-by-City DSCR, Tax & Multifamily Benchmark Table (2 Markets)

City & County	Population	1–4u Median Price	Form 1007 Median Rent	Tax Rate	City Desk
Charleston, WV (KANAWHA County County)	55,395	$220,000	$1,750/mo	0.58%	Open Charleston Hub →
Huntington, WV (CABELL County County)	53,603	$205,000	$1,650/mo	0.52%	Open Huntington Hub →

Related West Virginia Underwriting & Deal Team Hubs

West Virginia State Hub (/states/west-virginia)West Virginia 5-Vertical Deal Team (/deal-team/west-virginia)West Virginia Funded Deals (/funded-deals/west-virginia)WV DSCR Loans WV Hard Money Loans WV Private Money Loans WV Fix & Flip Loans