2026 State DSCR & Cap-Rate Intelligence Report · Rhode Island (RI) · dscrloanstennessee.com

Rhode Island (RI) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Rhode Island Executive Underwriting Summary: Across 5 tracked Rhode Island investment markets, 1–4 unit rental properties average $445,000 in acquisition price against $3,250/month in Form 1007 market rent (8.76% gross rental yield) and $1,860/door/month on 5–25 unit multifamily assets. Investors underwriting Rhode Island DSCR loans must factor a 1.4% effective property tax rate (~$6,230/yr), $540/$100k hazard insurance (~$2,403/yr), and a Non-Judicial (Statutory Power of Sale) statutory framework (65–95 days typical timeline).

1–4u Base Price / Rent

$445,000 / $3,250

Gross Rental Yield

8.76% Annual

Tax & Hazard Escrow

1.4% Tax · $540/100k

Foreclosure & Timeline

Non-Judicial (Statutory Power of Sale) (65–95 days)

Rhode Island City-by-City DSCR, Tax & Multifamily Benchmark Table (5 Markets)

City & County	Population	1–4u Median Price	Form 1007 Median Rent	Tax Rate	City Desk
Providence, RI (PROVIDENCE County County)	194,013	$440,000	$3,250/mo	1.34%	Open Providence Hub →
Warwick, RI (KENT County County)	89,348	$420,000	$3,100/mo	1.37%	Open Warwick Hub →
Cranston, RI (PROVIDENCE County County)	87,817	$410,000	$3,050/mo	1.32%	Open Cranston Hub →
Pawtucket, RI (PROVIDENCE County County)	77,577	$400,000	$2,950/mo	1.4%	Open Pawtucket Hub →
East Providence, RI (PROVIDENCE County County)	51,392	$430,000	$3,150/mo	1.43%	Open East Providence Hub →

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