2026 State DSCR & Cap-Rate Intelligence Report · Montana (MT) · dscrloanstennessee.com

Montana (MT) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Montana Executive Underwriting Summary: Across 3 tracked Montana investment markets, 1–4 unit rental properties average $465,000 in acquisition price against $3,050/month in Form 1007 market rent (7.87% gross rental yield) and $1,720/door/month on 5–25 unit multifamily assets. Investors underwriting Montana DSCR loans must factor a 0.79% effective property tax rate (~$3,674/yr), $510/$100k hazard insurance (~$2,372/yr), and a Non-Judicial (Small Tract Financing Act) statutory framework (120–150 days typical timeline).

1–4u Base Price / Rent

$465,000 / $3,050

Gross Rental Yield

7.87% Annual

Tax & Hazard Escrow

0.79% Tax · $510/100k

Foreclosure & Timeline

Non-Judicial (Small Tract Financing Act) (120–150 days)

Montana City-by-City DSCR, Tax & Multifamily Benchmark Table (3 Markets)

City & County	Population	1–4u Median Price	Form 1007 Median Rent	Tax Rate	City Desk
Billings, MT (YELLOWSTONE County County)	118,874	$430,000	$2,850/mo	0.74%	Open Billings Hub →
Missoula, MT (MISSOULA County County)	75,343	$460,000	$3,000/mo	0.84%	Open Missoula Hub →
Great Falls, MT (CASCADE County County)	64,693	$425,000	$2,800/mo	0.73%	Open Great Falls Hub →

Related Montana Underwriting & Deal Team Hubs

Montana State Hub (/states/montana)Montana 5-Vertical Deal Team (/deal-team/montana)Montana Funded Deals (/funded-deals/montana)MT DSCR Loans MT Hard Money Loans MT Private Money Loans MT Fix & Flip Loans