Individual licensed mortgage brokers and loan officers specializing in DSCR and investor property loans. In South Dakota (SD), closings operate under a Judicial or Non-Judicial Power of Sale (180-Day Redemption Waiver) regime (90–140 days-day average timeline) with a 1.17% average property tax rate and $610/$100K landlord hazard insurance benchmark.
Deal-level DSCR modeling, Form 1007 rent schedule review, and lock desk execution.