Individual licensed mortgage brokers and loan officers specializing in DSCR and investor property loans. In California (CA), closings operate under a Non-Judicial (Deed of Trust — Civil Code §2924) regime (120–135 days-day average timeline) with a 0.75% average property tax rate and $510/$100K landlord hazard insurance benchmark.
Deal-level DSCR modeling, Form 1007 rent schedule review, and lock desk execution.